/* tools.css: the standalone calculator pages (Tools > Calculators), plus
   help.html and billing.html. Light theme tokens come from styles.css
   (body.theme-light); this file only adds layout for these pages. */

.tool{max-width:760px;margin:0 auto}
.tool-eyebrow{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);margin:0 0 6px}
.tool-title{font-size:clamp(26px,5vw,34px);line-height:1.15;margin:0 0 8px}
.tool-lede{font-size:15px;color:var(--muted);line-height:1.55;margin:0 0 var(--space-5);max-width:600px}

.tool-card{
  background:var(--surface);border:1px solid var(--hairline);border-radius:14px;
  padding:var(--space-5);box-shadow:0 1px 2px rgba(0,0,0,.03);margin-bottom:var(--space-4);
}

/* inputs */
.tool-inputs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-4) var(--space-4)}
.tool-inputs .tf{display:flex;flex-direction:column;gap:6px;min-width:0}
.tool-inputs .tf.wide{grid-column:1 / -1}
.tool-inputs label{font-size:12.5px;font-weight:600;color:var(--ink)}
.tool-inputs .tf-hint{font-size:12px;color:var(--muted);margin:0}
.tool-inputs input,.tool-inputs select{
  font-family:var(--font-body);font-size:16px;color:var(--input-ink);
  background-color:var(--input-surface);border:1.5px solid var(--input-hairline);border-radius:10px;
  padding:11px 12px;width:100%;min-width:0;
}
.tool-inputs select{padding-right:34px}
.tool-inputs input:focus,.tool-inputs select:focus{outline:none;border-color:var(--accent)}
.tf-affix{position:relative;display:block}
.tf-affix>span{position:absolute;top:50%;transform:translateY(-50%);font-size:15px;color:var(--muted);pointer-events:none}
.tf-affix.pre>span{left:12px}
.tf-affix.pre input{padding-left:26px}
.tf-affix.post>span{right:12px}
.tf-affix.post input{padding-right:34px}
.tool-optional{font-weight:500;color:var(--muted)}

/* segmented choice (buyer type, tax band) */
.tool-seg{display:flex;flex-wrap:wrap;gap:6px}
.tool-seg label{
  display:inline-flex;align-items:center;cursor:pointer;font-size:13.5px;font-weight:600;color:var(--muted);
  border:1.5px solid var(--input-hairline);border-radius:999px;padding:8px 14px;background:var(--input-surface);
}
.tool-seg input{position:absolute;opacity:0;width:1px;height:1px;pointer-events:none}
.tool-seg label:has(input:checked){color:var(--accent);border-color:var(--accent);background:rgba(75,69,178,.06)}
.tool-seg label:has(input:focus-visible){outline:2px solid var(--accent);outline-offset:2px}

/* the answer */
.tool-answer{
  background:linear-gradient(135deg,var(--accent),#37317f);color:#fff;border-radius:16px;
  padding:var(--space-5) var(--space-5);margin-bottom:var(--space-4);box-shadow:0 4px 20px rgba(75,69,178,.22);
}
.tool-answer-label{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.75);margin:0 0 6px}
.tool-answer-value{font-family:var(--font-head);font-size:clamp(34px,8vw,48px);font-weight:700;line-height:1.05;margin:0;overflow-wrap:anywhere}
.tool-answer-sub{font-size:14px;color:rgba(255,255,255,.85);margin:8px 0 0;line-height:1.5}
.tool-answer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--space-3);margin-top:var(--space-4);padding-top:var(--space-4);border-top:1px solid rgba(255,255,255,.18)}
.tool-answer-grid p{margin:0}
.tool-answer-grid .k{font-size:12px;color:rgba(255,255,255,.72)}
.tool-answer-grid .v{font-size:18px;font-weight:700;overflow-wrap:anywhere}
.tool-answer.is-bad{background:linear-gradient(135deg,#8a2d2d,#5c1f1f)}
.tool-answer.is-good .tool-answer-pill,.tool-answer.is-bad .tool-answer-pill{display:inline-block}
.tool-answer-pill{display:none;font-size:12.5px;font-weight:700;background:rgba(255,255,255,.18);border-radius:999px;padding:4px 10px;margin-top:10px}

/* side by side (Personal vs Ltd) */
.tool-vs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-3);margin-top:var(--space-2)}
.tool-vs-col{background:rgba(255,255,255,.1);border-radius:12px;padding:var(--space-4);border:1.5px solid transparent}
.tool-vs-col.win{border-color:rgba(255,255,255,.7);background:rgba(255,255,255,.16)}
.tool-vs-col .k{font-size:12.5px;font-weight:600;color:rgba(255,255,255,.8);margin:0 0 4px}
.tool-vs-col .v{font-family:var(--font-head);font-size:clamp(24px,6vw,32px);font-weight:700;margin:0;line-height:1.1;overflow-wrap:anywhere}
.tool-vs-split{margin-top:10px;padding-top:10px;border-top:1px solid rgba(255,255,255,.2)}
.tool-vs-col .v2{font-family:var(--font-head);font-size:clamp(18px,4.5vw,22px);font-weight:700;margin:0;line-height:1.15;overflow-wrap:anywhere}
.tool-vs-col .s{font-size:12.5px;color:rgba(255,255,255,.75);margin:4px 0 0}

/* "How this is worked out" and other collapsible sections */
.tool-work{background:var(--surface);border:1px solid var(--hairline);border-radius:14px;margin-bottom:var(--space-4)}
.tool-work>summary{
  list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);
  padding:var(--space-4) var(--space-5);min-height:52px;
}
.tool-work>summary::-webkit-details-marker{display:none}
.tool-work>summary .t{font-weight:700;font-size:14.5px;color:var(--ink)}
.tool-work>summary .s{display:block;font-size:13px;color:var(--muted);margin-top:2px;font-weight:500}
.tool-work>summary::after{content:'+';color:var(--accent);font-size:22px;font-weight:600;line-height:1;flex-shrink:0}
.tool-work[open]>summary::after{content:'\2212'}
.tool-work-body{padding:0 var(--space-5) var(--space-5);font-size:14px;line-height:1.6}
.tool-work-body p{margin:0 0 .6rem;color:var(--muted)}
.tool-line{display:flex;justify-content:space-between;gap:var(--space-3);padding:7px 0;border-bottom:1px solid var(--hairline);font-size:14px}
.tool-line span:last-child{font-weight:600;text-align:right;white-space:nowrap}
.tool-line.total{border-bottom:none;font-weight:700}
.tool-line.total span{font-weight:700}
.tool-line.sub{color:var(--muted);font-size:13px;padding-left:12px}
.tool-line.dim{color:var(--muted)}
.tool-note{font-size:13px;color:var(--muted);margin:.75rem 0 0;line-height:1.55}
.tool-table-wrap{overflow-x:auto}
.tool-table{width:100%;border-collapse:collapse;font-size:13.5px}
.tool-table th,.tool-table td{text-align:right;padding:7px 6px;border-bottom:1px solid var(--hairline)}
.tool-table th:first-child,.tool-table td:first-child{text-align:left}
.tool-table th{font-size:12px;font-weight:600;color:var(--muted)}
.tool-table tr.dim td{color:var(--muted)}
.tool-table tfoot td{font-weight:700;border-bottom:none}

/* Run a full analysis */
.tool-cta{display:flex;align-items:center;flex-wrap:wrap;gap:var(--space-3);margin:var(--space-5) 0 var(--space-3)}
.tool-cta .hint{font-size:13px;color:var(--muted);margin:0}
.tool-signup{background:var(--surface);border:1px solid var(--hairline);border-radius:14px;padding:var(--space-4) var(--space-5);margin-bottom:var(--space-4)}
.tool-signup[hidden]{display:none}
.tool-signup p{margin:0 0 var(--space-3);font-size:14px;line-height:1.55}
.tool-signup .row{display:flex;flex-wrap:wrap;gap:var(--space-3);align-items:center}
.tool-signup .row a:not(.btn-primary){font-size:14px;font-weight:600;color:var(--accent)}
.tool-disclaimer{font-size:12.5px;color:var(--muted);margin:var(--space-4) 0 0;line-height:1.5}
.tool-more{margin-top:var(--space-6);font-size:13.5px;color:var(--muted)}
.tool-more a{color:var(--accent);font-weight:600;text-decoration:none}

/* public header when logged out */
.tool-public-bar .auth-bar{gap:var(--space-4)}

@media(max-width:600px){
  .tool-inputs{grid-template-columns:minmax(0,1fr)}
  .tool-card{padding:var(--space-4)}
  .tool-answer{padding:var(--space-5) var(--space-4)}
  .tool-answer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .tool-work>summary{padding:var(--space-4)}
  .tool-work-body{padding:0 var(--space-4) var(--space-4)}
  .tool-vs{gap:var(--space-2)}
  .tool-vs-col{padding:var(--space-3)}
  .tool-cta .btn-primary{width:100%}
  .tool-public-bar{flex-wrap:nowrap}
  .tool-public-bar .wordmark-logo{height:28px}
  .tool-public-bar .auth-bar{gap:var(--space-3)}
  .tool-public-bar .auth-bar a:not(.btn-primary){font-size:12px}
  .tool-public-bar .btn-primary{padding:9px 12px;font-size:12.5px;white-space:nowrap}
}

/* Help and Plan & billing pages */
.page-narrow{max-width:760px;margin:0 auto}
.kv{display:flex;justify-content:space-between;gap:var(--space-3);padding:10px 0;border-bottom:1px solid var(--hairline);font-size:14.5px}
.kv:last-of-type{border-bottom:none}
.kv span:first-child{color:var(--muted)}
.kv span:last-child{font-weight:600;text-align:right}
.inline-msg{font-size:13.5px;margin:var(--space-3) 0 0;padding:10px 12px;border-radius:10px;background:var(--warn-bg);color:var(--warn-ink)}
.inline-msg[hidden]{display:none}
.btn-row{display:flex;flex-wrap:wrap;gap:var(--space-3);margin-top:var(--space-4)}
.faq-group summary .s{font-weight:500}
.faq-q{border-top:1px solid var(--hairline);padding:12px 0}
.faq-q:first-child{border-top:none;padding-top:0}
.faq-q h3{font-family:var(--font-body);font-size:14.5px;font-weight:700;margin:0 0 4px;color:var(--ink)}
.faq-q p{margin:0;color:var(--muted);font-size:14px;line-height:1.6}

/* ---------- Planning tools (stress test, refinance planner, buy box,
   private finance). Logged-in pages; same calm cards as the calculators. ---------- */
[data-state][hidden]{display:none !important}
.tool-wide{max-width:860px}
.pl-verdict{font-family:var(--font-head);font-size:clamp(22px,5vw,30px);font-weight:700;line-height:1.2;margin:0;overflow-wrap:anywhere}
.tool-answer .tool-answer-grid .v.neg{color:#ffd5d5}
.pl-empty{text-align:center;padding:var(--space-6) var(--space-4)}
.pl-empty h2{font-size:20px;margin:0 0 .5rem}
.pl-empty p{color:var(--muted);font-size:14.5px;line-height:1.55;margin:0 auto var(--space-4);max-width:460px}
.pl-note{background:var(--surface-2);border:1px solid var(--hairline);border-radius:12px;padding:12px 14px;font-size:13.5px;line-height:1.55;color:var(--ink);margin:0 0 var(--space-4)}
.pl-warn{background:var(--warn-bg);color:var(--warn-ink);border-radius:10px;padding:10px 12px;font-size:13px;line-height:1.5;margin:var(--space-3) 0 0}
.pl-section-title{font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);margin:var(--space-5) 0 var(--space-3)}

/* sliders */
.pl-sliders{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-4) var(--space-5)}
.pl-slider{min-width:0}
.pl-slider-top{display:flex;justify-content:space-between;align-items:baseline;gap:8px;margin-bottom:6px}
.pl-slider-top label{font-size:13px;font-weight:600;color:var(--ink)}
.pl-slider-top output{font-size:15px;font-weight:700;color:var(--accent);font-variant-numeric:tabular-nums;white-space:nowrap}
.pl-slider input[type=range]{width:100%;accent-color:var(--accent);height:28px;margin:0}
.pl-slider-ends{display:flex;justify-content:space-between;font-size:11.5px;color:var(--muted)}

/* two-column before/after */
.pl-split{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--space-3)}
.pl-split-col{background:var(--surface);border:1px solid var(--hairline);border-radius:12px;padding:var(--space-4);min-width:0}
.pl-split-col .k{font-size:12px;font-weight:600;color:var(--muted);margin:0 0 4px}
.pl-split-col .v{font-family:var(--font-head);font-size:clamp(20px,4.5vw,24px);font-weight:700;margin:0;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}
.pl-split-col .s{font-size:12.5px;color:var(--muted);margin:4px 0 0;font-variant-numeric:tabular-nums}
.neg{color:var(--danger-ink)}
.pos{color:var(--success-ink)}

/* property rows (stacked cards, no sideways scroll) */
.pl-rows{display:flex;flex-direction:column;gap:var(--space-3)}
.pl-row{background:var(--surface);border:1px solid var(--hairline);border-radius:14px;padding:var(--space-4) var(--space-5);min-width:0}
.pl-row.is-neg{border-color:var(--danger);box-shadow:inset 3px 0 0 var(--danger)}
.pl-row-head{display:flex;justify-content:space-between;align-items:flex-start;gap:var(--space-3);flex-wrap:wrap}
.pl-row-name{font-weight:700;font-size:15px;color:var(--ink);margin:0;overflow-wrap:anywhere;min-width:0}
.pl-row-sub{font-size:12.5px;color:var(--muted);margin:2px 0 0}
.pl-figs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--space-3);margin-top:var(--space-3)}
.pl-fig{min-width:0}
.pl-fig .k{display:block;font-size:11.5px;color:var(--muted);letter-spacing:.02em}
.pl-fig .v{display:block;font-size:15px;font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.pl-fig .v.neg{color:var(--danger-ink)}
.pl-pill{display:inline-flex;align-items:center;font-size:11.5px;font-weight:700;border-radius:999px;padding:3px 10px;white-space:nowrap}
.pl-pill.ok{background:var(--success-bg);color:var(--success-ink)}
.pl-pill.bad{background:var(--danger-bg);color:var(--danger-ink)}
.pl-pill.muted{background:var(--surface-2);color:var(--muted)}
.pl-pill.warn{background:var(--warn-bg);color:var(--warn-ink)}
.pl-row details{margin-top:var(--space-3);border-top:1px solid var(--hairline);padding-top:var(--space-2)}
.pl-row details>summary{cursor:pointer;font-size:13px;font-weight:600;color:var(--accent);list-style:none;padding:6px 0;min-height:32px;display:flex;align-items:center}
.pl-row details>summary::-webkit-details-marker{display:none}
.pl-row details>summary::after{content:'+';margin-left:6px}
.pl-row details[open]>summary::after{content:'\2212'}

/* refinance timeline */
.pl-timeline{position:relative;padding-left:22px}
.pl-timeline::before{content:'';position:absolute;left:6px;top:8px;bottom:8px;width:2px;background:var(--hairline)}
.pl-tl-item{position:relative;margin-bottom:var(--space-4)}
.pl-tl-item::before{content:'';position:absolute;left:-21px;top:20px;width:12px;height:12px;border-radius:50%;background:var(--surface);border:2.5px solid var(--hairline-strong)}
.pl-tl-item.has-equity::before{border-color:var(--accent);background:var(--accent)}
.pl-tl-date{font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--accent);margin:0 0 6px}
.pl-tl-big{font-family:var(--font-head);font-size:clamp(22px,5vw,28px);font-weight:700;margin:var(--space-2) 0 0;color:var(--ink);font-variant-numeric:tabular-nums}
.pl-tl-big small{font-family:var(--font-body);font-size:13px;font-weight:500;color:var(--muted);margin-left:6px}
.pl-inline{display:flex;flex-wrap:wrap;align-items:flex-end;gap:var(--space-3);margin-top:var(--space-3)}
.pl-inline .tf{display:flex;flex-direction:column;gap:4px;min-width:0;flex:1 1 150px;max-width:220px}
.pl-inline label{font-size:12px;font-weight:600;color:var(--ink)}
.pl-inline input,.pl-inline select,.pl-form input,.pl-form select,.pl-form textarea{
  font-family:var(--font-body);font-size:15px;color:var(--input-ink);background-color:var(--input-surface);
  border:1.5px solid var(--input-hairline);border-radius:10px;padding:9px 11px;width:100%;min-width:0}
.pl-inline input:focus,.pl-form input:focus,.pl-form select:focus,.pl-form textarea:focus{outline:none;border-color:var(--accent)}
.pl-link{background:none;border:none;padding:6px 0;font:600 13px var(--font-body);color:var(--accent);cursor:pointer;text-decoration:none}
.pl-link:hover{text-decoration:underline}
.pl-link.danger{color:var(--danger-ink)}

/* forms (buy box, private finance) */
.pl-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-4)}
.pl-form .tf{display:flex;flex-direction:column;gap:6px;min-width:0}
.pl-form .tf.wide{grid-column:1 / -1}
.pl-form label,.pl-form .lbl{font-size:12.5px;font-weight:600;color:var(--ink)}
.pl-form .tf-hint{font-size:12px;color:var(--muted);margin:0}
.pl-form textarea{min-height:76px;resize:vertical}
.pl-chips{display:flex;flex-wrap:wrap;gap:6px}
.pl-chips label{display:inline-flex;align-items:center;cursor:pointer;font-size:13.5px;font-weight:600;color:var(--muted);border:1.5px solid var(--input-hairline);border-radius:999px;padding:8px 14px;background:var(--input-surface);min-height:40px}
.pl-chips input{position:absolute;opacity:0;width:1px;height:1px;pointer-events:none}
.pl-chips label:has(input:checked){color:var(--accent);border-color:var(--accent);background:rgba(75,69,178,.06)}
.pl-chips label:has(input:focus-visible){outline:2px solid var(--accent);outline-offset:2px}
.pl-actions{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-3);margin-top:var(--space-4)}
.pl-msg{font-size:13px;margin:var(--space-2) 0 0}
.pl-msg.error{color:var(--danger-ink)}
.pl-msg.success{color:var(--success-ink)}
.pl-range{display:flex;align-items:center;gap:8px}
.pl-range span{color:var(--muted);font-size:13px}

/* deal list on the buy box page */
.pl-deal{display:flex;justify-content:space-between;align-items:center;gap:var(--space-3);padding:12px 0;border-bottom:1px solid var(--hairline);text-decoration:none;color:inherit;min-width:0}
.pl-deal:last-child{border-bottom:none}
.pl-deal-name{font-weight:600;font-size:14px;color:var(--ink);overflow-wrap:anywhere;min-width:0}
.pl-deal-sub{display:block;font-size:12px;color:var(--muted);font-weight:400}

/* loans */
.pl-loan-top{display:flex;justify-content:space-between;align-items:flex-start;gap:var(--space-3);flex-wrap:wrap}
.pl-loan-owed{text-align:right}
.pl-loan-owed .k{font-size:11.5px;color:var(--muted);display:block}
.pl-loan-owed .v{font-family:var(--font-head);font-size:22px;font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums}
.pl-rep{display:flex;justify-content:space-between;gap:var(--space-3);padding:7px 0;border-bottom:1px solid var(--hairline);font-size:13.5px;align-items:center}
.pl-rep:last-child{border-bottom:none}
.pl-rep span:nth-child(2){font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}

/* Workings lines on these pages can hold a formula or a long label: let
   the value drop under the label instead of pushing the page sideways. */
.tool-wide .tool-line{flex-wrap:wrap}
.tool-wide .tool-line span:first-child{min-width:0}
.tool-wide .tool-line span:last-child{white-space:normal;margin-left:auto;min-width:0;overflow-wrap:anywhere}

@media(max-width:600px){
  .pl-sliders,.pl-form{grid-template-columns:minmax(0,1fr)}
  .pl-split{grid-template-columns:minmax(0,1fr)}
  .pl-split-col{display:flex;justify-content:space-between;align-items:baseline;gap:var(--space-3);flex-wrap:wrap}
  .pl-split-col .s{width:100%;margin:0}
  .pl-row{padding:var(--space-4)}
  .pl-figs{grid-template-columns:repeat(2,minmax(0,1fr))}
  .pl-inline .tf{max-width:none}
  .pl-loan-owed{text-align:left}
}